2016-2017 Medical and Rx Plans
Full-time BCIT Employees will be covered by Horizon BCBS of NJ thru January 31, 2017.
Coverage will provided by AmeriHealth Administrators effective February 1, 2017.
AmeriHealth Administrators: Effective 2/1/2017
note that AmeriHealth Administrators and AmeriHealth NJ are treated as
two different companies. Some providers may accept AmeriHealth NJ but not
AmeriHealth Administrators. Provider eligibility can be checked on the
AmeriHealth Administrators website.
All AmeriHealth Administrator Plans are PPO. No Primary Care Physician Needed. No Referrals Needed.
AHA Phone Number: 1-800-678-7427
Prescriptions are managed through Express Scripts: Effective 2/1/2017
AmeriHealth Adminstrators Forms and Flyers
Summaries of Benefits and Coverage: What each plan covers and what it costs
You may also contact Rob Henry from Innovative Risk Solutions (609) 927-7475,
should you have additional questions regarding AmeriHealth Administrators coverage.
Horizon Blue Cross Blue Shield of New Jersey: Effective 9/1/2015 thru 1/31/2017
Member Services Address: P.O. Box 820, Newark, NJ 07101
Horizon Forms and Flyers:
For questions regarding your Horizon benefits, please email BCITPersonnel@bcit.cc.
You may also contact Bernadette Twist from EJA/Capacity, LLC (609) 291-9950,
should you have additional questions regarding Horizon coverage.
PPO/Direct Access Plans
EMPLOYEE HEALTH BENEFIT PREMIUMS AND CONTRIBUTIONS
Employees are required to contribute whichever is higher;
1.5% of base salary or the state mandated percentage toward coverage costs.
The benefit premiums used for calculations will include medical, Rx, dental, and vision effective January 2016.
January 2016, dental and vision premiums will be factored into the BCIT
employee health benefits contribution, as mandated by Chapter 78.
Employees that waive medical/Rx may still elect dental and/or vision
coverage, provided the appropriate Chapter 78 employee contributions are made via payroll deduction.
HEALTH BENEFIT WAIVER INFORMATION
Reimbursements will continue to be 25% of the school's saving on medical and Rx (capped at $5,000.00) per school year.
Reimbursement checks will be issued to eligible employees in December and June.
Employees are eligible for reimbursement even if they are covered by a NJ state sponsored plan or a current BCIT health benefits plan.
Waiver forms must be filled out completely, and returned to Personnel with proof of current medical/Rx coverage.
Dental coverage for BCIT employees is administered through Delta Dental of NJ.
Dental coverage is subject to Chapter 78 employee contributions. Below are the 2016-2017 Annual Premiums.
Delta Dental Contact Info
Customer Service 1-800-452-9310
Delta Dental Plan Summaries
Full Time BCIT employees are
entitled to Vision Insurance through Vision Service Plan (VSP). Please note that vision
coverage is for the BCIT employee only (not the employee’s
Vision coverage subject to Chapter 78 employee contributions. Below is the 2016-2017 Annual Premium Amount.
Dependents are only entitled to
the vision coverage available as defined by the Medical coverage.
Vision Service Plan (VSP) is available at: http://www.vsp.com
1095-C Tax Documents
As part of a new initiative, the
Internal Revenue Service now requires employers with more than 50 employees to
provide 1095-C forms to each full-time employee.
These tax forms will be used to
verify health benefit coverage for the employee and eligible dependents in the
prior calendar year.
The Personnel Office will mail
these 1095-C documents to each employee’s home address. Please review the
form upon receipt.
If the dependent information
listed on the form needs to be updated, please send an email with the corrected
information to firstname.lastname@example.org.
You may visit the link below to
learn more about these new IRS documents and the Affordable Care Act.